18 January 2024
Margo Lestz
Head of Communications
Foundation: Protection
The foundation of a solid financial plan is protection. If you don’t have adequate cash reserves, you will need to protect your plan with sufficient insurance cover: life, health, income, car and home.
Ground Floor: Debt Management
There are no quick solutions to getting out of debt, however, if you commit to a plan, you can become debt free sooner than you think.
First Floor: Budget Planning
It is important to find the balance between spending and saving for your long-term goals and dreams. A well-planned budget will help you with this.
Second Floor: Asset Management
Accumulating money takes time, consistency, patience and a sound plan. The first step is establishing an emergency fund equal to 3-6 months’ income. Then you can start saving for your short-term and long-term goals.
Top Floor: Income Opportunity
You can maximise your income opportunities with a either a career change or a part-time business opportunity to help you reach your goals and dreams more quickly.
About the authors
Our mission is to teach people how money works. We help you gain the knowledge you need to make smarter, more informed choices along the path towards your financial goals.
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